When you are in any kind of accident, the last thing on your mind is getting compensated for your injuries. Your first priority is making sure that neither you nor anyone else was seriously hurt, or if you were that you seek medical attention. You might think that you just need to call the responsible party’s insurance company to file a claim, but in reality the process can be much more complicated.
Depending on the type of accident you have, there will likely be an insurance company involved. If you have a slip and fall accident, the owner’s property insurance will cover the claim. If you have a work injury, your employer or their workers’ compensation insurance will cover it; and, of course, medical malpractice and car accidents are covered by their own respective insurance. Even if you have a dog bite injury, the owner’s homeowners policy may cover the claim.
It is important that you have an attorney by your side during this process. It could become much more complicated than you think. While the matter seems simple from your perspective, the fact of the matter is that some of these cases are not cut and dry. There could be many different situations in which the party legally responsible for the accident may not be immediately clear.
Another reason you should have an attorney is that they will fight on your side to make sure that you get the compensation that you deserve. Most insurance companies will try to get a quick settlement at a much lower amount than you are actually entitled to. Especially if you’re on a budget, a fast settlement can seem like a good thing.
However, it is much better to hire a personal injury lawyer to negotiate with the insurance companies for you. Once an attorney gets involved, most insurance companies are still quick to reach a settlement, but it will be much higher.
If you have been in any type of personal injury accident and need legal representation, please contact us today for a free consultation.