If you have been injured at work, you may find that your injuries are having a profound impact on your overall life and wellbeing. Workplace injuries can encompass everything from broken bones and concussions to anxiety and joint pain. Depending on the exact situation surrounding your workplace injury or illness, it’s very possible that you can qualify for workers’ compensation to cover your medical bills, lost wages, and pain and suffering.
What is Workers’ Compensation?
Workers’ compensation is a law that helps replace income and medical expenses that occur as a result of workplace injury and illness. Employers must carry workers’ compensation insurance that covers an employee’s workers’ compensation coverage, and in return the employee refrains from taking any legal action against his employer in response to his injury. This makes workers’ compensation a “no fault” system.
What Types of Injuries Are Approved Under Workers’ Comp?
With a few exceptions, workers’ compensation must cover any injuries or illnesses that occur as a result of on-the-job responsibilities. Benefits are provided even if the injury occurs due to the employee’s carelessness, but that flexibility doesn’t apply to injuries that occur when an employee is intoxicated, using illegal drugs, committing a crime, or violating company policy. Aside from those exceptions, any injury or illness that developed on the job or as a result of the job can qualify for coverage.
How to Proceed After an Injury
In order to avoid being disqualified from workers’ compensation for mishandling the situation, be sure to act carefully. Report your injury or illness immediately so that the context of what caused your condition cannot be questioned. Be sure to seek medical attention from a doctor within the network allowed by your employer’s workers’ compensation insurance, or else it will not be eligible for coverage. In addition, by properly filling out your paperwork and indicating that your injury occurred at your workplace, your bills will be sent to your employer’s insurance, not to you!
If you still have trouble obtaining the payouts that you deserve after taking all of the right steps, it could be time to call a workers’ compensation lawyer.
Considering a Lawyer
You may be able to navigate through your workers’ compensation case if your employer agrees that your injury or illness is valid and you didn’t need to miss much work to resolve your health issues. However, there are many situations in which a lawyer becomes necessary to ensure that you receive the compensation you deserve instead of having to accept a denied claim.
If your employer doesn’t provide your benefits in a timely manner, fails to cover all of your lost wages and medical bills, or begins to retaliate against you as a result of your compensation claim, it’s definitely time to call a lawyer who specializes in workers’ compensation. An attorney knows how to seek and obtain all the compensation that is deserved in a compensation case.
For attentive, dedicated, and effective legal support in Myrtle Beach, SC, call (843) 279-2510 for a consultation with the Law Offices of N. David DuRant. Attorney DuRant is a workers’ compensation expert with decades of experience, and he will help you stand up for your rights and retain the workers’ compensation that you deserve after your injury or illness.