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What is “Bad Faith” And How It Applies to Your Auto Accident Compensation

The people of this country purchase insurance to protect themselves in case of an accident. The state of South Carolina requires all drivers to have car insurance for this reason. Yet what happens when an accident occurs and the car insurance company refuses to perform their duty and obligation? This is what is called “bad faith,” and it can have a detrimental effect on your ability to get compensation for an accident.

First Party Bad Faith

In a first party bad faith insurance lawsuit, the insured party may make a claim for their own losses based on their policy. If it is bad faith insurance, the insurance company will deny the claim without basis or possibly even without investigation. For example, if you hit a light pole and file a claim but the insurance company never sends out an adjuster or fails to respond to your correspondence, this could be a bad faith insurance claim. Continue reading “What is “Bad Faith” And How It Applies to Your Auto Accident Compensation”

Why You Shouldn’t Fight the Insurance Companies Alone

When you have almost any type of accident or injury there will most likely be an insurance company involved. Whether the insurance company is representing you or another responsible party, they are always looking out for one thing—their bottom line. Here’s why you shouldn’t deal with insurance companies alone.

Looking Out for Number One

The insurance companies are always looking out for themselves. They are only concerned with paying out as little for claims as possible. They will do everything they can to avoid paying your claim, or to pay less than you deserve. Even if the insurance company you are coping with is one that you pay for a policy, they are still looking out for themselves first. Continue reading “Why You Shouldn’t Fight the Insurance Companies Alone”

Three Common Myths About Motorcycle Accidents

Motorcyclists often get a bad rap on the road. Although many motorcycle accidents happen every year, many people still believe several myths about motorcyclists and the accidents in which they are involved. Here are the most common myths about motorcycle accidents.

Motorcycle Accidents Are Always Caused by the Biker

Many people believe that motorcycle accidents are always or almost always caused by the motorcyclist. This is simply untrue. Many motorcycle accidents occur because motorists are unobservant, not seeing the biker on the road even though they are following all laws and reasonable behaviors. Motorcycle accidents can also be caused by unsafe weather conditions, unsafe construction zones, and other road hazards. Continue reading “Three Common Myths About Motorcycle Accidents”

Boat Safety and What to Do When Disaster Strikes

Summer is here, and that means it’s time to get that boat out of storage and hit the water. Whether you are driving your own boat, renting a boat, or hiring a captain to take you out on the water, it is important that you practice good boat safety to protect yourself from potential injury. Here are some ways to stay safe during this boating season, and tips for dealing with boating accidents.

Staying Safe

There are some very common-sense ways to stay safe on any boat. Look the boat over before taking it out on the water to ensure that it is in safe working order and has no leaks. While on the boat, make sure that you are always wearing a well-fitting life jacket. It should be neither too loose nor too tight. You should also stay away from the rails while the boat is moving at high speeds, and in general be mindful of your location, the boat’s location, and the location of obstacles and other boats on the water. Continue reading “Boat Safety and What to Do When Disaster Strikes”

Common Compensation for Personal Injury Cases

When you have a personal injury case, you may not be aware of all of the compensation that you are entitled to. Every personal injury case is different, but there are four main types of compensation that are generally given for personal injury cases of all types. In order to make sure you are getting the compensation you deserve; it is important to speak to an attorney.

Medical Bills

You are probably aware that negligent parties or their insurance companies must compensate you for your related medical expenses, including prescriptions. However, you may not realize the extent of these expenses. In some cases, medical treatment will be ongoing past the time of settlement. It is important that you are compensated not just for your immediate medical bills, but also any ongoing treatment that you may require. Continue reading “Common Compensation for Personal Injury Cases”