How the Personal Injury Claims Process Works

If you have been in an accident, you are probably curious about how you will be compensated for your injuries. It is important to understand the personal injury claims process, when it leads to a lawsuit, and how that lawsuit will play out. It can be helpful to know this information so that you have a full understanding of why a personal injury attorney is so important.

Getting a Personal Injury Lawyer

Your first step in the claims process is to hire a personal injury attorney to represent you. The attorney will ask you many questions about the circumstances of the accident, including events before, during, and after. They will also ask you for all of your related medical records and medical bills so that they can begin to calculate the appropriate compensation amount.  Continue reading “How the Personal Injury Claims Process Works”

Why Having a Personal Injury Attorney Is Important

When you are in any kind of accident, the last thing on your mind is getting compensated for your injuries. Your first priority is making sure that neither you nor anyone else was seriously hurt, or if you were that you seek medical attention. You might think that you just need to call the responsible party’s insurance company to file a claim, but in reality the process can be much more complicated.

Depending on the type of accident you have, there will likely be an insurance company involved. If you have a slip and fall accident, the owner’s property insurance will cover the claim. If you have a work injury, your employer or their workers’ compensation insurance will cover it; and, of course, medical malpractice and car accidents are covered by their own respective insurance. Even if you have a dog bite injury, the owner’s homeowners policy may cover the claim. Continue reading “Why Having a Personal Injury Attorney Is Important”

Tricks Insurance Companies Play to Avoid Paying Claims

Insurance companies are not on your side. Even if you are working on a claim with your own policy, you cannot assume that the insurance company will do the right thing. The fact of the matter is that insurance companies are in the business of making money, not paying claims.

The claims that insurance companies actually pay out are a fraction of the revenue that they bring in. Even if they paid every claim to the fullest extent, which they don’t, it would be a drop in the bucket compared to the premiums that they collect. But insurance companies are among the greediest in our society, and they want to keep as much of their profits as possible. Continue reading “Tricks Insurance Companies Play to Avoid Paying Claims”

How Fatigued Truck Drivers Cause Accidents

Did you know that a fatigued driver is just as incapacitated as a drunk driver? Studies have found that fatigued drivers are the equivalent of a driver at .10 BAC. In fact, fatigued drivers are responsible for over 500 car accidents per year in South Carolina.

Truck drivers are much more likely to be fatigued than the average driver. Truck drivers are often on the road for 8 to 10 hours at a time. They are legally limited to 11 hours in a 14-hour period, with no more than 8 hours between breaks. That still allows for drivers to operate with less than the recommended amount of sleep.  Continue reading “How Fatigued Truck Drivers Cause Accidents”

Types of Truck Accident Injuries and What to Do

Truck accidents can be catastrophic. Anytime a large truck or semi-truck collides with a car, van, or smaller truck, it can be devastating. Here are some of the most common types of truck accident injuries that you could face if you are in one of these truck accidents.

Back, Neck, and Head Injuries

The most common truck accident injuries involve the back, neck, and head. Back and neck injuries are often the result of force shoving you forward and back while your seatbelt does not allow for much movement. Head injuries usually result when the driver isn’t wearing their seat belt, they are thrown from it, or their head hits the window or side of the vehicle. Continue reading “Types of Truck Accident Injuries and What to Do”