Insurance is the ultimate safety net that you need to protect your most valuable Myrtle Beach possessions like your car and home. Policies are costly, so you expect them to pay out in your time of need. Unfortunately, many insurance companies have a reputation of trying to keep money in their own pockets rather than giving customers the compensation that they are owed after an accident or tragedy.
If your insurance claim has been denied, it’s important to understand that you are not forced to accept your insurance company’s decision as the last word. Instead, you can turn to the Law Offices of N. David DuRant to fight your insurance company and even take your case to court if needed.
What Is Bad Faith Insurance?
Insurance companies have an obligation to act in “good faith” when handling claims. This means that your claim can’t be denied without a solid reason, and your insurance company needs to honor the terms of your policy to help you recover from any accident or emergency. However, this doesn’t stop many insurance companies from denying claims in order to save money. This is known as acting in bad faith.
A few of the most common unethical practices you might see from your insurance company include:
- Delaying the claim process
- Refusing to pay a claim that is clearly in compliance under your policy
- Inadequate claim investigation
- Requiring unusual an extensive forms and reports
If you double check that your claim wasn’t denied for a legitimate reason, such as your failure to pay premiums, and you suspect that your insurance company has acted in bad faith, you should turn to an attorney to take up your battle. Many companies only need the initial threat of a lawsuit to offer the settlement that you really deserve, while others will drag the process through court.
Get Help With Bad Faith Insurance in Myrtle Beach, South Carolina
The team of experts at the Law Offices of N. David DuRant specialize in bad faith insurance problems. Turn to Attorney DuRant to explore whether your insurer’s actions fall within the definition of bad faith and whether you have a legitimate case to pursue. The lawyers at the Law Offices of N. David DuRant understand the complexities of South Carolina insurance law and know how to help you proceed with your difficult claim.